![]() ![]() It is differentiated through its use of highly skilled, bespoke underwriting and efficient operating model. OSB originates mortgages organically via specialist brokers and independent financial advisers through its specialist brands including Kent Reliance for Intermediaries and InterBay Commercial. These include private rented sector Buy-to-Let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending, secured funding lines and asset finance. OSB primarily targets market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. ![]() ![]() The Group reports under two segments, OneSavings Bank and Charter Court Financial Services. The Group provides specialist lending and retail savings and is authorised by the Prudential Regulation Authority, part of the Bank of England, and regulated by the Financial Conduct Authority and Prudential Regulation Authority. On 30 November 2020, OSB GROUP PLC became the listed entity and holding company for the OSB Group. On 4 October 2019, OSB acquired Charter Court Financial Services Group plc (CCFS) and its subsidiary businesses. OSB joined the FTSE 250 index in June 2015. OSB began trading as a bank on 1 February 2011 and was admitted to the main market of the London Stock Exchange in June 2014 (OSB.L). Robin Wrench/Simone Selzer t: 020 7404 5959 Group Head of Company Secretariat t: 01634 835 796 The document is now available on the Company's website at:Ī copy of the above document has been submitted to the National Storage Mechanism and will shortly be available for inspection at: In fulfilment of its obligations under section 4.1.3 and 6.3.5(1) of the Disclosure Guidance and Transparency Rules, OneSavings Bank plc (the "Company") hereby releases the unedited full text of its 2022 Annual Report and Accounts for the year ended 31 December 2022. OneSavings Bank plc - 2022 Annual Report and Accounts
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